Products & Services

Regular Share Account (Savings)
Open the door to all of our financial services when you establish your share savings account. Maintain a balance of $100 or more and earn dividends on your balance. Share savings is the basic building block of a solid financial future.

Checking
Open the door to all of our financial services when you establish your share savings account. At GAFCU, we don’t nickel and dime our members with checking fees and service charges. With our Free Checking, there are no monthly charges and no minimum balance requirements. Our Interest Checking offers no monthly charges and monthly interest when you maintain a $200 balance.  Gafcu offers 'free' checks!

Individual Retirement Accounts (IRA)
Whether you’re just starting out, raising a family or approaching retirement, IRAs offer tremendous advantages.
Term Share Certificates
Earn top dollar on your investments when you choose GAFCU for a variety of long and short-term options.  We constantly concern ourselves with providing you the best possible return on your money.

Holiday Club
Make budget-friendly payments to your Holiday Account all year long.  You’ll be sure to have lots of “jingle” in your pocket for the holidays.

Vacation Club
If you have a dream vacation in mind, this account is known as the “dream maker.” Just make affordable deposits to your account each payday and you’ll soon have the money to go anywhere your heart desires.

Direct Deposit
Enjoy the convenience of having funds automatically deposited into your selected accounts. You may never again have to visit the credit union on payday.  Direct Deposit is a great way to earn the maximum dividends on your money.

ATM Access
You’ll appreciate knowing that you can access your funds 24/7 through thousands of ATM locations locally and nationwide. Check with us to learn which terminals are available to our members without fees and surcharges.

GAFCU Direct Telephone Service
When you have questions about your accounts, you want answers. That’s why we provide round-the-clock automated information via our GAFCU Direct telephone response system. Get account balances, check clear­ings, loan status and many other common inquiries.

VISA Credit Cards
Our Visa card look just like the cards from those large banks, but there’s one big differ­ence. Hometown service. Choosing a credit card from a financial institution that you know and trust can be very important when it comes to service. Count on GAFCU for a low, fixed rate and no annual fees.

Auto Loans
Our members count on us to help steer them through the entire auto-buying process. We’ll look at your total financial picture to make sure you get into a car - and a car payment -that you’re comfortable with. Our loans are always calculated on the simple-interest method with no penalties for pre-payment.  We offer:
  u New & Used Auto Loans
  u Low Rates
  u Great Terms
  u Pre-approval Available
  u Refinance Options
  u Warranty Plans
  u Automatic Payment
  u Payment Protection Plans

Other Loan Solutions
  u
Signature loans
  u
Share Secured loans
  u
Boats
  u
Home Improvement
  u
Mortgage Loans
  u
Home Equity Loans

Visit Us For...
  u Wire Transfers
  u Notary Service
  u
Auto Pricing