|
Savings Rates
|
|
Regular Savings Account |
IRA Savings Account |
Christmas Club Savings |
Vacation Club Savings |
Interest
Checking |
|
Dividend Rate |
0.75% |
2.00% |
0.15% |
0.15% |
0.25% |
|
Annual Percentage Yield (“APY”) |
0.75% |
2.02% |
0.15% |
0.15% |
0.25% |
|
Dividends Compounded |
Quarterly |
Quarterly |
Quarterly |
Quarterly |
Monthly |
|
Dividends Credited |
Quarterly |
Quarterly |
Quarterly |
Quarterly |
Monthly |
|
Dividend Period |
Quarterly |
Quarterly |
Quarterly |
Quarterly |
Monthly |
|
Minimum Opening Deposit |
$25 |
N/A |
N/A |
N/A |
$200 |
|
Minimum balance to avoid service charge and to earn APY set forth in this schedule |
$100 to earn APY |
N/A |
N/A |
N/A |
$200 to earn APY and to avoid service fee |
Certificate Rates
|
|
Budget Certifcate
Account &
Budget IRA
Certifcate Account |
Basic Certifcate
Account &
Basic IRA
Certifcate Account |
Preferred Certifcate
Account &
Preferred IRA
Certifcate Account |
Prestige Certifcate
Account &
Prestige IRA
Certifcate Account |
|
Minimum Opening Deposit |
$500 |
$1,000 |
$5,000 |
$10,000 |
|
Dividends Compounded |
Quarterly |
Quarterly |
Quarterly |
Quarterly |
|
Dividends Credited |
Quarterly |
Quarterly |
Quarterly |
Quarterly |
|
Dividend Period |
Quarterly |
Quarterly |
Quarterly |
Quarterly |
|
Dividend Rate / Dividend
Annual Percentage Yield
(“APY”) |
Rate / APY |
Rate / APY |
Rate / APY |
Rate / APY |
|
Term – Six Months |
.75% / .750% |
2.00% / 2.02% |
2.10% / 2.12% |
2.25% / 2.27% |
|
Term – One Year |
|
2.25% / 2.27% |
2.35% / 2.37% |
2.50% / 2.52% |
|
Term – Eighteen Months |
|
|
2.45% / 2.47% |
2.60% / 2.63% |
|
Term – Two Years |
|
|
|
2.75% / 2.78% |
Note: The rates posted on the GAFCU website are current for the noted date. Rates are subject to change without notice and this page does not serve as a guarantee of rates, fees, or credit approval.
| 
